Yesterday was a monumental day in my life. I personally met with and apologized to one victim of my Ponzi scheme. Apologizing for my actions in a heartfelt way was one of the most powerful things I have ever done. Most important to me was how my apology was received and accepted. It brought closure for both of us. I encourage anyone who has “unfinished business” with a friend, relative, business associate, or adversary, to bring closure to the situation with a heartfelt apology. You will be amazed at the results.